Maine follows an at-fault car accident insurance system. This means the driver who caused the accident must pay for damages.
The driver who caused the accident must use their insurance to pay for accident-related expenses. These costs may include medical bills, vehicle repairs, and other losses.
Insurance companies and investigators determine fault by reviewing police reports, witness statements, traffic laws, vehicle damage, and video footage.
They assign fault based on each driver’s actions and Maine law. When more than one driver contributed to the crash, insurers assign fault percentages.
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Even though the at-fault driver must pay your damages, insurance coverage does not start immediately. Insurers must first determine fault, which can take time.
During this process, you may need to pay some accident-related expenses yourself. Coverage may not apply until insurers resolve the claim or settle the case.
Insurance companies often delay or dispute claims to reduce payouts. They may rely on legal loopholes to avoid responsibility. These tactics can delay payment for your medical bills and vehicle repairs.
Yes. Maine allows shared fault. For example, one driver may carry 15% of the responsibility, while the other carries 85%.
If you are 50% or more responsible for a Maine car accident, you cannot recover compensation from the other driver. Maine calls this rule modified comparative negligence.
If you are less than 50% at fault, you can recover compensation. However, your award is reduced by your percentage of fault.
For example, if you are 25% at fault, you may recover 75% of your accident-related expenses.
Working with an experienced accident lawyer like Christiana Mann can make a major difference after a car accident.
An attorney can handle insurance negotiations, meet deadlines, and fight back against unfair tactics. Legal help ensures insurers properly pay your medical bills, vehicle repairs, and other damages.
If you need answers from a real person, Contact Mann Law today. Call 207-560-0659 or visit mannlawllc.com to submit your questions.
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